Before clients come to us, most have felt some version of the same thing:
Overwhelmed, unheard and stuck with a plan
that could belong to anyone.
Does thinking about your financial future feel more overwhelming than exciting?
Has your financial plan ever actually been explained to you?
Do you wonder if there’s a smarter way to handle your taxes, retirement, and estate... all at once?
If any of that resonates with you, welcome.
That’s exactly why we started this firm.
200+
Years of combined advisor experience
This isn’t just tenure; it’s pattern recognition for tax strategies, market cycles and the kind of decisions you’re facing right now.
$1.4B+
In assets under administration
Managing this much responsibly takes systems, oversight and a team that’s proven it can be trusted with the details.
90%
Of new clients come from referrals
We don’t spend money on advertising. Our clients do the talking because they’ve experienced our exceptional service firsthand.
Fiduciary Wealth Management Services
Built to Handle What You’re Facing
The complexity of your situation may change, but our ability to manage it won’t.
Estate Planning
Coordination with your legal and estate advisors to transfer wealth on your own terms, preserving value for the people and causes you care about.
Tax Planning
Strategies that reduce your tax burden across income, investments and transfers, so more of what you build stays with you.
Retirement Planning
A clear income strategy for the years ahead, so you know exactly what you have, how long it lasts, and what to do with it.
Insurance & Risk Management
We make sure the right protections are in place, so one unexpected event can’t undo years of planning.
Cash Flow & Income Planning
Advanced modeling that shows you exactly what you can afford today and what you need to set aside for tomorrow.
Investment Management
Comprehensive portfolio design and ongoing oversight that keeps your holdings aligned with your long-term capital objectives.
Resource
The Cost of Care
Long-term care is one of the biggest blind spots in retirement planning, and when it’s suddenly needed, it often falls on your adult children to figure it out, fast.
Our guide breaks down what care really costs and how to plan for it.
Get Started with Cola Wealth in 3 Steps
01
Conversation
No paperwork, no pitch. Just a conversation about what you're working toward and what a great financial plan would actually look like in your life.
02
Planning
We dig into your taxes, retirement, estate, insurance, and everything in between to build out a plan specific to you.
03
Ongoing Relationship
Markets shift, families grow, goals change. We stay close to your plan and make sure it keeps pace with your life
Frequently Asked Questions
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How is Cola Wealth Advisors compensated?
We believe you deserve to know exactly how we're paid, and that conversation happens before you ever become a client. Depending on the services you need, we're compensated through advisory fees, commissions on certain products, or a combination of both. As fiduciaries, we're held to a standard that requires us to act in your best interest, and we'll walk you through our compensation in plain terms so there are no surprises.
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Is there a minimum asset level to work with Cola Wealth Advisors?
There's no rigid number that determines whether we can help you. What matters more is where you are in your journey, whether that's nearing retirement, navigating an inheritance, or managing significant wealth. Reach out and we'll have an honest conversation about whether we're the right fit.
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Do you offer virtual meetings or work with out-of-state clients?
Yes. Alongside our offices in Lexington, Aiken, and Greenwood, SC, and Johnson City, TN, many of our clients meet with us virtually, whether they live down the road or across the country. Your location shouldn't limit the kind of advice you get.
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What makes Cola Wealth Advisors different from other advisors?
Most advisors manage money. We manage a plan, and your money lives inside it. That means estate, tax, retirement, insurance, and business planning working together instead of sitting in separate silos with separate people. It's backed by 200+ years of combined advisor experience and a team that's earned trust the old-fashioned way: 90% of our new clients come from referrals, not advertising.
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How often will I hear from my advisor?
We schedule regular check-ins and reach out proactively when markets move, tax law changes, or something in your life shifts that could affect your plan. Ongoing doesn't mean once a year; it means we stay close to what's happening in your life.
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Can you help with business succession or planning for a liquidity event?
Yes. Whether you're mapping out a future sale, an ownership transfer, or preparing for a liquidity event, we start early so the transition serves both your business and your personal goals. That planning touches your taxes, your estate, and your retirement all at once, which is exactly the kind of thing we're built to coordinate.
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Do you offer second opinions on existing portfolios or financial plans?
Yes. If you already have a portfolio or a plan in place, we're happy to take a look and give you an honest read on it: how it's allocated, what you're paying, and whether it's actually built around your goals. No pressure, and no obligation to change anything.
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What happens if my situation changes?
Markets shift, families grow, and goals change, so your plan has to be able to move with you. We stay close to your plan year over year and adjust it as your life does, rather than building something once and setting it aside.
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What’s your approach to minimizing taxes on my investments and retirement income?
Taxes touch nearly every decision in a financial plan, so we look at it that way too: how your accounts are structured, when and how you take income in retirement, and how investments and transfers are taxed along the way. The goal is to make sure more of what you've built stays with you and the people you care about.
