You've got investments in a few different places: an old 401(k), a brokerage account, maybe more.
But scattered investments aren’t the same as a coordinated plan. Let’s change that.
Investment Management Services
from our South Carolina and Tennessee offices, serving clients nationwide.
Investment Strategy & Portfolio Design
Build a portfolio structured around your goals, timeline, and risk tolerance, not just market trends.
Services Include
- Risk tolerance and goal assessment
- Asset allocation strategy
- Portfolio construction and diversification
- Investment policy statement development
Portfolio Monitoring & Rebalancing
Keep your portfolio aligned with your strategy as markets and life circumstances shift.
Services Include
- Reviews as circumstances change
- Periodic rebalancing
- Drift analysis and correction
- Market volatility response planning
Account Consolidation & Coordination
Bring accounts held in different places under one coordinated strategy.Understand exactly what's coming in and going out, and build a budget that supports your goals.
Services Include
- Old 401(k) and employer plan rollovers
- Multi-account coordination (brokerage, IRA, trust, etc.)
- Held-away account guidance
- Simplified reporting and oversight
Tax-Efficient Investing
Manage your portfolio with an eye toward minimizing the tax impact of your investment decisions.
Services Include
- Tax-loss harvesting
- Asset location strategy (which accounts hold which investments)
- Capital gains management
- Coordination with your CPA on investment-related tax decisions
Risk Management & Diversification
Ensure your portfolio isn't overly exposed to any single investment, sector, or risk.
Services Include
- Concentrated stock position analysis
- Sector and asset class diversification review
- Downside risk and volatility assessment
- Alternative investment evaluation (where appropriate)
Goals-Based Investing
Align your portfolio with specific objectives, not just overall growth.
Services Include
- Retirement-focused investment strategy
- Education or major purchase savings strategy
- Income-generating portfolio design
- Legacy and multi-generational investment planning
Centaurus Financial, Inc. and its representatives do not provide legal or tax advice. Please consult your own legal or tax professional regarding your specific situation.
Who has investment management needs?
Scattered accounts
Old 401(k)s, employer plans, and brokerage accounts without a coordinated strategy.
Unclear investment strategy
Owning investments isn't the same as having a plan behind them.
Portfolio hasn’t been reviewed recently
Portfolio hasn’t been reviewed recently
Concentrated stock position
Employer stock or a single large holding can mean unmanaged risk.
Unsure of your risk level
Risk tolerance shifts over time. Your portfolio should keep up.
No one actively managing your investments
Self-directed or "set it and forget it" portfolios often drift unnoticed.
Don't see yourself here? That's fine! Let's talk through your specific situation instead.
Investment Management FAQs
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How is my portfolio built, and why does it look the way it does?
Your portfolio is built around your goals, time horizon, and comfort with risk, not a generic model applied to everyone. We'll walk you through the reasoning behind your specific allocation so you understand why it's structured the way it is.
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How often will my investments be reviewed or rebalanced?
We monitor portfolios on an ongoing basis and rebalance as needed to keep your allocation in line with your target, rather than on a rigid fixed schedule. You'll also have regular check-ins to discuss performance and any changes to your goals.
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Do you take taxes into account when managing my investments?
Yes. We consider account location, tax-loss harvesting opportunities, and the tax impact of buying or selling as part of ongoing portfolio management, not as an afterthought at tax time.
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I have old 401(k)s from previous jobs. Should I roll them over?
It depends on the specific plans, their investment options, fees, and your overall strategy. In some cases, consolidating makes sense; in others, keeping a plan in place is the better move. We'll review your options and help you decide what fits.
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How much risk am I actually taking with my current portfolio?
Many people are surprised to learn how much risk is actually built into their portfolio once we break it down. We analyze your current holdings to show you the real risk exposure, then compare that to what actually fits your goals and timeline.
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What fees do I pay, and how are you compensated?
We're upfront about fees before any work begins. Depending on the services involved, this may include an advisory fee based on assets managed, a planning fee, or commissions on certain products. You'll always have a clear picture of what you're paying and why.
